What is Young & Free Michigan? A great new account and a voice for Michigan's 17-to-25 crowd.

The Young & Free Initiative is a platform designed to help define freedom for Michigan youth and provides fun and educational resources to help and challenge young people to move towards that freedom. Young & Free Michigan comes to life in an online environment where meaning happens amongst thought-provoking, relevant and empowering dialogue.

The Purpose

  • Give Michigan's 17-to-25 crowd a voice and place of their own.
  • Empower members of this group to define and find freedom.
  • Provide free and relevant advice.
  • Find a spokesperson from within this group who will listen and be an ear to what’s going on about topics that are important to youth.
  • Help Michigan First Credit Union learn from the 17-to-25 crowd to help the credit union design better products and services that this group needs.
  • Raise Michigan First's profile to get on young people’s consideration list for possible financial institutions.

General Information

If you are looking for more information about the Young & Free Program, please contact:

Sandy Pitkethly
Vice President, Marketing
Currency Marketing
604-792-4053 ext. 23
spitkethly@currencymarketing.ca
currencymarketing.ca

Media Kit

If you have a Young & Free Michigan media question, please contact: 

Linda Douglas
Vice President of Marketing
Michigan First Credit Union
ldouglas@michiganfirst.com
248-443-4203

Support materials for editorial use

Media Resources

  • PDF | Young & Free Michigan Boilerplate
  • PDF | Young & Free Michigan Fact Sheet

Logo Artwork

  • PDF | Brand Identity Guidelines
  • EPS | PNG | JPG | Young & Free Michigan (horizontal color)
  • EPS | PNG | JPG | Young & Free Michigan (horizontal black)
  • EPS | PNG | JPG | Young & Free Michigan (vertical color)
  • EPS | PNG | JPG | Young & Free Michigan (vertical black)

Media Releases

  • PDF | 08/15/2012 | Michigan First Foundation Awards $51,000 In College Scholarships To Graduating High School Seniors
  • PDF | 02/03/2012 | Michigan First Starts Foundation, Kicks Off 2012 Scholarship Programs
  • PDF | 06/06/2012 | Michigan First Chooses Austin Chapman As Next Young & Free Spokester
  • PDF | 03/12/2012 | Michigan First Begins Search For Second Young & Free Michigan Spokester 
  • PDF | 04/27/2011 | Janelle O'Hara Wins Coveted Young & Free Spokester Search
  • PDF | 02/24/2011 | Michigan First Credit Union Launches Online Search

Media Coverage

The Future Face of Broadcast News?

Macomb Community College

Victoria Goldwater, a Macomb communications major, will soon be a few takes closer to her dream job as a news anchor.  Selected in May from 25 candidates statewide to be the Young and Free Michigan Spokester, Goldwater, 20, will represent Michigan First Credit Union at events, on video and in a daily blog throughout the next year, as part of the company’s campaign to better serve young customers.  “I’d seen the contest on Michigan First’s website,” says Goldwater. “But when my speech instructor (Pamela May) urged me to apply, it seemed like it was meant for me.”  The salaried job comes with an Apple MacBook Pro, smart phone, HD video camera and use of a Chevy Cruze, all of which she will use to connect with Michiganders 17-25.  “I’m excited,” says Goldwater. “And, maybe, just a little nervous.”

New ‘spokester’ steps into role to promote financial savvy among peers

candgnews.com | By Jessica Strachan

The 17- to 25-year-old crowd has a new voice to talk savings, spending and all things finances.

Michigan First President/ CEO Michael Poulos announced that Macomb Community College student Victoria Goldwater will take over as the Young & Free Michigan spokester in June.

“I’m so excited to reach out to my age group, share financial advice and really make an impact with people,” Goldwater, who hails from Clinton Township, said. “It’s awesome to have this platform and speak from my own experiences to help others get their adult lives started on the right financial footing.”

In Goldwater’s role as the voice of Michigan First for her peers, she’ll be a full-time employee responsible for writing daily blog posts, creating weekly video updates, attending a variety of local events and participating in multiple media opportunities around metro Detroit for one year.

She’s the third-generation spokester for the credit union’s initiative to make a seemingly daunting topic accessible for youth.

“As a credit union founded by educators, it’s critical for us to continue to share the value of making smart financial decisions with the next generation — and to do it in a way that’s fresh and exciting,” Poulos said in the announcement. “Victoria has risen to that challenge and will be a wonderful ambassador for this program. With her vibrant personality and outgoing nature, we’re thrilled to watch her engage with audiences and help many more high school and college students, as well as recent graduates, gain the tools to live young and free.”

Goldwater, a communications student, replaces spokester Austin Chapman, who will return to Lawrence Technological University to finish out his senior year.

“The spokester position and the Young & Free Michigan program have been an absolute blast to be a part of this past year,” he said. “The most important advice I’d pass along to Vicky is for her to have fun and be herself; whether we’re blogging about our own financial lives or making a video about the tough decisions we all have to make, people really listen when we make it accessible and speak from the heart. It isn’t about knowing all of the answers, but making our peers feel comfortable and confident enough to ask the right questions. That’s what living young and free is all about.”

More than 25 candidates were up for the position, and this year, Young & Free Michigan spokester applicants were required to first submit an essay and video to be voted for on online. The top 12 attended Michigan First’s “Show Your Stuff Meet-Up event,” where each applicant participated in a series of tasks, including mock media interviews, managing a Michigan First exhibit booth and improvising a skit to evaluate their ability to carry out the role as the next spokester.

The finalists from the event were also required to draft a blog post on financial responsibility and film a video entry before a panel of judges selected the winner.

Sure, there were hoops to jump through in the process, but Goldwater said she had fun with it.

“Going for the spokester position was so much more fun than applying for a normal job,” she said. “My favorite part of the contest, one of the Show Us Your Stuff Meet-Up challenges, was when we had to improvise a skit on the spot with props, with Michigan First team members as judges. I started without having any idea how I was going finish, but had a blast.”

As part of the contest, Goldwater won an Apple MacBook Pro, an HD video camera and a smartphone to use on the job. She also gets to drive the Young & Free Michigan Chevy Cruze for the year, along with paid gas and insurance. The remaining 11 finalists each received a $100 gift card and Young & Free Michigan branded gifts.

For more information, visit www.youngandfreemichigan.com.

+ Original article

Macomb CC Student Wins Young & Free Michigan Honor

dbusiness

LATHRUP VILLAGE — From more than 25 fantastic candidates, Michigan First Credit Union selected Victoria Goldwater as the 2013-2014 spokesperson for Young & Free Michigan, an initiative aimed at spreading a positive financial message to young adults ages 17-25 in metro Detroit. 

Goldwater, of Clinton Township, and a communications major at Macomb Community College, will be the voice of Michigan First for her peers in southeast Michigan for an entire year, serving as a full-time employee responsible for writing daily blog posts, creating weekly video updates, attending a variety of local events and participating in multiple media opportunities.

“As a credit union founded by educators, it’s critical for us to continue to share the value of making smart financial decisions with the next generation — and to do it in a way that’s fresh and exciting!” says President/CEO Michael Poulos. “Victoria has risen to that challenge and will be a wonderful ambassador for this program. With her vibrant personality and outgoing nature, we’re thrilled to watch her engage with audiences and help many more high school and college students, as well as recent graduates, gain the tools to live young and free.”

As part of the contest, Goldwater won an Apple MacBook Pro, an HD video camera and a smart phone to use on the job. She also gets to drive the Young & Free Michigan Chevy Cruze for the year, along with paid gas and insurance. The remaining 11 finalists each received a $100 gift card and Young & Free Michigan branded gifts.

Goldwater replaces outgoing Young & Free Michigan Spokester Austin Chapman, who will be returning to Lawrence Tech for his senior year.

+ Original article

Michigan First Picks Next Spokester

Credit Union Times | By Peter Strozniak

Twenty-year-old Victoria Goldwater is a communciations student at Macomb Community College in suburban Detroit. She'll represent Michigan First for a year.

The $635 million
Michigan First Credit Union has selected Victoria Goldwater as the 2013-2014 spokesperson, or spokester, for Young & Free Michigan, an initiative to promote a positive financial message to young adults (17-25) throughout Metro Detroit.

A native of the Detroit suburb of Clinton Township and a communications major at Macomb Community College, Goldwater, 20, will be the voice of Michigan First for her peers in southeast Michigan, serving as a full-time employee.

She will be responsible for writing daily blog posts, creating weekly video updates, attending a variety of local events and participating in multiple media opportunities, the credit union said.

“As a credit union founded by educators, it’s critical for us to continue to share the value of making smart financial decisions with the next generation—and to do it in a way that’s fresh and exciting,” said Michigan First President/CEO Michael Poulos. “Victoria has risen to that challenge and will be a wonderful ambassador for this program. With her vibrant personality and outgoing nature, we’re thrilled to watch her engage with audiences and help many more high school and college students, as well as recent graduates, gain the tools to live young and free.”

This year, Young & Free Michigan spokester applicants were required to submit an initial essay and video. Through more than 7,000 online votes, the search was narrowed down to 12 who attended Michigan First’s Show Your Stuff Meet-Up event.

There, each applicant participated in a series of tasks—including mock media interviews, managing a Michigan First exhibit booth and improvising a skit—to evaluate their ability to carry out the role as the next spokester.

The finalists from the event were required to draft a blog post on financial responsibility and film a video entry before a panel of judges selected the winner.

As part of the contest, Goldwater won an Apple MacBook Pro, an HD video camera and a smart phone to use on the job. She also gets to drive the Young & Free Michigan Chevy Cruze for the year, along with paid gas and insurance. The remaining 11 finalists each received a $100 gift card and Young & Free Michigan branded gifts.

Goldwater replaces outgoing Young & Free Michigan spokester Austin Chapman, who will be returning to Lawrence Tech for his senior year.

+ Original article

U-M student receives top Michigan First scholarship

candgnews.com | By Jessica Strachan

When Southfield native Clare Luckey, a chemical engineering freshman at the University of Michigan, was dared to “dream big” and share what she’d do with $50,000, she didn’t hold back.

For her, addressing a dire community issue, supporting a peer’s project to go green on campus, and doing a little hands-on training as a global citizen in the making were her top priorities.

Tossing that into a one-minute video, Luckey came out as the grand-prize winner for Michigan First Credit Union’s 2013 scholarship contest.

“This was my first time making a video, and when I found out I won, I was so excited that people had voted for me and that Michigan First liked my video, even though I was just a novice to video making,” Luckey, a 2012 University High School Academy graduate, said. “My inspiration for the video was that I wanted to do something with the money that would not only benefit myself, but others.”

In her video submission, she shared her answer to Michigan First’s prompt, “What would you do with $50,000?”

“The ability to read is often taken for granted, but it’s the basis of all education, which is essential in any thriving community,” she says in the video.

Her second passion of choice was supporting a fellow student’s innovative idea to make the buses on campus more energy efficient.

“As a chemical engineering student, it’s important for me to donate money to alternative energy initiative,” Luckey explained. Her third idea was to travel for a good cause with the money. “Global thinking is really important, and also I’m passionate about traveling, meeting new people and getting new perspectives and learning new cultures. So, my final thing would help me to become a more global citizen.”

Michigan First President and CEO Michael Poulos said this year’s submissions were a creative bunch, but Luckey’s video took it “a step further.”

“Her work was professional and heartfelt, detailing how she would support adult literacy in Southeast Michigan and invest in converting the University of Michigan’s buses to hydrogen fuel cell power. It clearly showed her passion for helping others and making this world a better place,” he said. “We have no doubt she is well on her way to accomplishing these goals and are thrilled that Michigan First Foundation and Young & Free Michigan could support her on this journey.”

In the end, Luckey secured a $10,000 scholarship that she said will help her and her parents cover her next year’s tuition. Among her plans as a sophomore are going to Ghana for an engineering program.

A total of $85,000 in scholarships were awarded in the competition to local high school and college students. Twenty of the students, accounting for $30,000 in funds, are in Oakland County.

Now in its 10th year, Michigan First expanded its scholarship program in 2013 to include a high school video contest, a high school essay contest and a college video contest. The top three entries in each category received $10,000, $5,000 and $3,000 scholarships, respectively. An additional 31 students were also awarded $1,000 bonus scholarships this year.

“Michigan First was founded by teachers, and it is inspiring for us to see these students use their creativity to express a passion for education,” Poulos said. “It is evident by the submissions that each of our contest participants has a bright future ahead of them.”

Michigan First has given away more than $730,000 to local students. The scholarships are funded by the community financial institution’s nonprofit Michigan First Foundation, founded last year.

For more information, or to see Luckey’s winning video, visit www.youngfreemichigan.com/college-videos.

Original article

Social media savvy? Michigan First Credit Union holds Spokester search

wxyz.com | By Alexandra Bahou

Attention college students and recent grads! A new digital search is on for a social media savvy youngster with a knack for finances.

The  Michigan First Credit Union is trying to retain young talent in the state by holding an internet based search for their next Young and Free Spokester.  It's a full-time paid position with a one year term.

As Spokester you will attend events, post daily blog entries and weekly video blog entries.

To apply, the credit union is asking applicants to create a short video explaining why they'd be a great Spokester. You also have to write a blog post on an entertaining financial-specific topic.

Current Spokester Austin Chapman  says his spokester term was an amazing networking opportunity that allowed him to build up his portfolio. He is returning to Lawrence Tech University to finish up his degree.

"It's been great for me..it has allowed me ot put my own creative brand and stamp on my work. From here on out, I've got multiple opportunities," said Chapman.

You have to be 18-25 to apply, and you have to be able to work full-time and live in Wayne, Oakland or Macomb County throughout your Spokester term.

This is the third year Michigan First Credit Union is holding a Spokester search. Their first Spokester now works as a social media specialist for the credit union.

April 15 is the deadline to apply. Candidates will then be voted on by the public followed by a top ten group interview session.

To submit your application and read the official rules and job description, go to http://www.youngfreemichigan.com/

Original article

Michigan First Credit Union offering more than $50,000 in scholarships

Click On Detroit

Michigan First Credit Union is offering high school and college students more than $50,000 in scholarships.

They're soliciting students to submit a 60-second video or a 300-word essay responding to the question, "What would you do with $50,000?"

The top three entries in three categories will receive $10,000, $5,000 and $3,000 scholarships. Additional $1,000 scholarships will be given to other qualifying entries.

The deadline is Feb. 12.

Interested students can visit youngfreemichigan.com for more information. 

Original article

Three Oakland County students could each win $10,000 college scholarships

The Oakland Press | By Monica Drake

The average amount of loan debt for someone who graduated from college last year is more than $26,000, according to the American Student Assistance.

About 60 percent of Americans who attend college each year borrow annually to help cover costs.

Michigan First Credit Union hopes to significantly reduce the student loans of three young adults. The credit union, based in Lathrup Village, is hosting a scholarship contest, and three winners will each receive $10,000.

This year’s question is “Other than paying for your education, what would you do with $50,000?” The top 10 applicants in each category will be selected by online voting and a panel of judges will select the winners.

Southfield resident Austin Chapman, the spokesman for the credit union’s young adult financial education program Young & Free Michigan, said, “With the rising cost of tuition, any way we can help them go to college is really important. Any way we can help so their education isn't hindered by lack of money is excellent.”

Chapman, 22, said the credit union is looking for unique and community minded answers to the question.

The three scholarship categories are a high school video contest, a high school essay contest and a college video contest. Applicants can create their response with a 60 second video or a 300-word essay.

For each category, there will also be a second and third place winner, winning $5,000 and $3,000 scholarships.

Chapman, a senior at Lawrence Tech University, said his answer to the scholarship question would be, “I would love to start a nonprofit organization for local youths in our area.”

The scholarship program started nine years ago, and this is the first year the contest will be open to high school students. Since the start of the program, the credit union has given away more than $650,000 in scholarships to Metro Detroit students.

The Michigan First Foundation, a nonprofit founded in 2012 by the credit union with a focus on youth and education in metro Detroit, funds the scholarships as part of $160,000 in contributions to local charitable organizations and students each year.

“I love seeing the impact on the community,” said Chapman.

Applications will be accepted through Feb. 12 at YoungFreeMichigan.com. All applicants must be high school seniors or current college students as well as members of Michigan First Credit Union, but interested metro Detroit students may join when they apply for the contest.

The winner will be announced the week of March 4.

Original article

Michigan First to Award $50,000 in Scholarships

The Detroit Teacher

Video and essay contests for Detroit-area students include three $10,000 grand prizes

Michigan First Credit Union—together with Young & Free Michigan, its young adult financial education program—has given away more than $650,000 in scholarships to metro Detroit students over the past nine years. The community financial institution has expanded scholarship programs for 2013 to include a $10,000 grand prize in each of three categories.

The three scholarship categories include: a high school video contest, a high school essay contest and a college video contest. Applicants can create their response with a 60-second video or a 300-word essay. For each category, this year’s question is “What would you do with $50,000?” The three winners will receive a $10,000 scholarship, and runners up will receive $5,000 and $3,000 scholarships. The top 10 applicants in each category will be selected by online voting and a panel of judges will select the winners.

“By expanding our scholarships this year, we’ll be able to make an even greater impact in the lives and futures of local students,” says Michael Poulos, Michigan First’s president & CEO. “This credit union was founded by Detroit teachers and education is something we believe in doing our part to support.”

The Michigan First Foundation—a non-profit founded in 2012 with a focus on youth and education in metro Detroit—funds the scholarships as part of $160,000 in contributions to local charitable organizations and students each year. In addition to the more than $50,000 awarded through the three categories, up to 30 $1,000 scholarships may be awarded to entries from selected high school participants in Wayne, Oakland and Macomb Counties.

Applications will be accepted through Feb. 12 at YoungFreeMichigan.com. All applicants must be high school seniors or current college students as well as members of Michigan First Credit Union, but interested metro Detroit students may join when they apply for the contest. The public voting for the top videos and essays will take place between Feb. 13 and 19, determining the top 10 finalists in each category. The winners will be selected the week of March 4.