Olivia Culver


If I were to win $50,000, I would immediately tithe 10% of the money, or $5,000, to my church. Then, I would put away $5,000 into my Michigan First savings account and invest $5,000 in a mutual fund. Over the last couple of years I've developed an interest in fashion; I accept that appearance speaks to who you are (and also it’s fun to dress up). Therefore, I would spend $1,000 on a shopping spree. It’s evident that I dedicate time to fashion: I was voted best dressed in the senior elections and ran a fashion blog before my busy senior year started. Another devotion of mine is photography, so I’d purchase the Nikon D3100 ($550) and Nikon J1 ($450), both of which I’ve been yearning for for nearly a year.

Because I haven’t traveled as much as I would like to, I would spend $13,000 on travel experiences. Before going off to college and beginning my adult life, I would use $10,000 for a Hawaiian cruise for my family. It would be a great opportunity to bond with them and experience the beautiful and diverse geography of Hawaii’s Islands. The remaining $3,000 would be put toward a mission trip or two to a third-world Spanish speaking country. That way, I could practice Spanish, see an exciting new place, help others, and spread the Gospel.

Last, but not least, I would give away the remaining $20,000 to my older brother, Philip, for his student loan debt. He recently graduated with a Bachelor's degree in education and has a career teaching middle school physical education and health. The weight of his debt, however, limits his financial freedom and quality of living, and he doesn’t deserve to be punished for obtaining a college education.