No Quick Fix...

I feel like every other Instagram post is an advertisement about some quick fix to help your life be Instagram perfect. The perfect body, the perfect teeth, the perfect hair, ect. They say, just buy this and everything will be better! Just use this and you will look like a super model. Yeah, right. 

Ever hear the phrase, good things come to those who wait? Well, I stand by that phrase and whole heartedly believe it. While some of these quick fixes do work, they never really fix the issue, they might cover it up, or temporarily help. 

When you want real results in life you have got to put in real work, real time and you have got to be really patient. 

Keeping all of that in mind, I wanted to talk about building, fixing, or maintaining a good credit score. There is no quick fix, there is no magic formula that will solve all of your credit score drama. It takes time and patience. Here are a few things you can do to help boost your credit score;

  • Pay off your smallest debt first
  • Pay at least the minimum due on any loans or credit cards you have every month.
  • Pay your bills on time all the time
  • Don’t spend frivolously with your credit card
  • Open a shared secured loan with Michigan First

There is no quick fix, but there is a solution. It is possible to recover your credit score and maintaining a good score, it just takes focus, time and patience. Keep you goal in mind and don't be afraid to ask questions along the journey. 

Keeping it Fresh, Young & Free,

Ebeth