Equifax, a credit reporting agency, broke news that there was a security breach of some financial information which potentially affects millions of Americans. This news is alarming but there are some things you can do to protect yourself from identity theft.
Avoid logging into public wifi to check your bank account or other financial sites, including online shopping.
Protect your debit card and credit card PIN. While out shopping, make sure there are no “shoulder surfers” present when entering your PIN. You also want to make sure you don't leave your card laying around or leave it at a restaurant in the bill fold.
Avoid opening any emails that “look” official and mention identity theft or password changes needed. According to USA Today, anyone who has been affected by the security breach will be contacted via postal mail, not by email.
Change your online passwords to your bank accounts and other important sites. It’s not a good idea to use the same password for all of your log-ins, but if you do, now would be a good time to change them up.
Make sure you're checking your accounts daily to spot any suspicious activity. With the mobile banking app from Michigan First, it’s easier than ever to monitor your real-time account activity.
Remember to keep calm and protect your identity. If you have any more questions about identity left, please leave a comment or contact me on social @YoungFreeMI.
Stay Young & Be Free,