Getting out of the office is probably one of my favorite things about being Spokester. Don’t get me wrong, I have the best team in the world. But, hey, I get kind of antsy sitting in an office all day, every day.
I got a chance to visit all 14 Michigan First Credit Union branches, which are located all over metro-Detroit, as well as the Grand Rapids area. This was such a great experience because not only was I able to meet some of the coolest Michigan First members and team members, but I learned every aspect of how a credit union is run.
Learning the back end of a financial institution may not seem super exciting to the general consensus. It actually wasn’t all that exciting to me before I got started. But I have truly developed a love and appreciation for credit unions.
Here’s the thing, credit unions are all about their members – providing them with the best deals, catering to their needs, and assisting with financial education in any way possible. The members own the credit union. Literally. Not some high up shareholders. And trust me, that makes a huge difference in the way things are ran. During my time of branch hopping, I also shadowed in every department. I was amazed at how hard everyone works to maintain a positive attitude and do their job in the best way possible.
I’ve also opened my First Gear account! That was the very first thing I did when I started. I couldn’t resist, because the perks are just too amazing. I can’t tell you how many monthly fees, overdraft fees, and other hot mess fees I accrued at my previous bank. Never again. This account is the holy grail of accounts for young adults, ages 17-25.
I say all this to say, branch hopping, shadowing, and just being in this environment has taught me more than I thought it would. If I could put everything I've learned into 3 bullets, they would be:
- Avoid debt with everything in you. It is a vicious cycle and will suffocate your life.
- Save. And then live within your means. It’s much better to live a modest lifestyle that you can afford, than a flashy one that you can't afford.
- Michigan First Credit Union is a one-stop money shop with everything your heart desires– all types of accounts, loans, insurance, and so much more.
Don't forget to follow me on social! I give away free stuff, and am always doing fun stuff around Michigan! :)