In the middle of this Michigan-cold-spell, 40 degree days feel like a HEAT wave. I mean... today literally felt like we were making our first steps on over toward summer. And I don't know about you, but I've got some summertime activities on my mind that may cost a pretty penny.
My friend and fellow spokester Aly, from Young & Free Indiana, shared some REALLY helpful how-to's when it comes to saving money for the summer.
Check it out!
"Save Money on Your Cellphone Bill
Being on the wrong plan for your lifestyle and sneaky texting and service fees can add up quick and clear out your savings even quicker. Take a step back to reevaluate your plan and mobile habits to save loads. | Read more.
Find Cheaper Internet Service + Ditch the Cable
Shop around and compare Internet providers in your area, along with their packages and prices. Chances are, there's something cheaper available and still suitable for what you need. If not, see what kind of specials your current provider is running and if they're better than the plan you're on, request to take advantage of those particular deals. | Read more.
Also, if you're paying extra for cable, just don't. Unless you rely heavily on television shows that just can't be found anywhere else (read: Netflix, Hulu, or the network's website), then you probably don't really need to be forking over so much money for something that plays such a little role in your life overall. | Read more.
Raise Insurance Deductibles
If you feel confident in the amount you have saved up in your emergency fund for any unexpected occurrence calls for coverage to kick in, raise your deductible on your car and homeowner policies. This can save you anywhere from 10-15%. |Read more.
Do Away with the Gym Membership (You Can Still Workout)
There are plenty of video workouts and fitness resources available for free online so you can sweat it out at home. Plus, with warmer weather on the way, you're guaranteed to feel better getting some exercise done outdoors! | Read more.
DIY Home Repairs
Make sure you're taking care of your home to avoid any unexpected costs due to damage. That is, change your furnace filter monthly, seal up any drafty windows or doors, repair leaky faucets, and so on. Take care of your home so you don't have to pay the experts to do it for you. | Read more.
Brown Bag It
Grabbing a cheap, fast-food lunch each workday? Let's do the math. Even just $2 spent 5 days a week over the course of 10 weeks is a costly $100. Bring your lunch and enjoy the savings (and health benefits!) | Read more.
Skip the Starbucks
See above. That morning coffee might only be $2-3 (or, if you go for the fancier stuff, $4-6) but it can add up to huge amounts by week's and month's end. Start brewing your own or substitute juice or water for big savings. | Read more.
Open a Savings Account
Maybe you already have a savings account, but do you find yourself dipping into it from time to time? Not helpful. Go ahead and open another and make it untouchable. This can act as your emergency fund, vacation fund, whatever, but you only take money out when the appropriate time comes. As for deposits, try starting the 52 Week Challenge now or create your own challenge - maybe it's $5 a week that goes towards this account. With the added interest, you'll be surprised at how quick it can add up! A great way to kickstart it? Throw your tax refund in there. | Read more.
Spend Less Out on the Town
Save on entertainment and eating out costs, even if you only indulge once a week. Skip the standard theater and visit the dollar theater or Redbox. If you're going to the arcade, a local event, or a sit-down restaurant, research any coupons your destination may have floating around, and be sure to sign up for any free memberships or mailing lists that might get you deals. Also consider whether you'd rather be spending your hard-earned cash on an event now, or in the Summer. |Read more.
Save on Your Grocery Bill
There are plenty of ways you can cut your grocery bill in big ways week to week. First, make sure you go in with a list and stick to it. No fluffy extras in the candy aisle or checkout lane. Take advantage of coupons, coupon mobile apps, and retailer mobile apps that offer rewards (Meijer, Target, etc.) Another great way to save? Leave your credit and debit cards at home and shop only with cash. You'll be surprised at what, suddenly, you can live without. | Read more.
Host a Yard Sale
Sure, Winter's not the ideal time for a yard sale, but start preparing now, and you can have a great one come the first warm weeks of Spring! Start sorting through and pricing your items now, and planning the date, time, and location for your future sale. Not big on yard sales? Then sort your items into appropriate categories and sell to secondhand shops (like Plato's Closet for clothes and Half Price Books for books, music, and magazines) or try online outlets like eBay. | Read more.
Find Alternative Means of Transportation
If you can walk or bike to wherever it is you need to go and the weather agrees, then do it. Also, consider the idea of carpooling. If a co-worker or gym-partner lives near by, craft a schedule that allows for one person to do the driving and split the cost of gas. | Read more.
Supplement Your Income
An obvious way to do this is by getting a second job. But time and stress levels don't always allow for that. There are plenty of other ways to supplement your income, though, like babysitting, tutoring, taking your crafty hobbies to the next level, donating plasma, and more. | Read more.
Break Up with Your Debt
Does it seem like your credit card, car, and house payments, student loans, and other debts are setting you up for saving failure - or making it impossible to evenconsider saving money? Then it might be time to break up... with your bank andwith your debts. 3Rivers offers a ton of solutions and we want to get you on the right track so you can manage your debt and start saving for your future. | Read more.
Thanks to this Money Talks article for most of the tips!
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Whether you're in the market for a new car (I'll be saying goodbye to the Cruiser soon </3) or planning an awesome vacation, or just want to save some money up for school in the fall, every dollar counts! Thank you Aly for sharing these awesome tips!
I seriously cannot wait for summer. What do YOU have planned - and do you have any tips for saving money for them?
Your loyal spokester,