These Official Rules are specific to the 2016 Young & Free Michigan Scholarship Program (The Competition). By participating in The Competition, each entrant agrees to be bound by The Competition Official Rules, which will be posted and available at YoungFreeMichigan.com.
Entrants further agree to be bound by the decisions of The Competition Sponsors (Sponsors), which shall be final and binding in all respects. The Sponsors reserve the right to disqualify entrants and/or entries that do not comply with these Competition Official Rules. The Competition is void in whole or in part where prohibited by law.
The Competition Sponsors are Michigan First Credit Union and Currency Marketing who own and operate Young & Free Michigan. The scholarship awards are funded by Michigan First Foundation.
- Entry period begins at 12:00 pm on January 6, 2016 and ends at 3:00 pm on
February 1, 2016.
- Public voting period begins at 12:00 pm on February 5, 2016 and ends at 3:00 pm on February 15, 2016.
- Scholarship committee judging period begins February 16, 2016 and ends on February 26, 2016. Announcement of the Winners will be notified on or about February 29, 2016.
Each entrant must:
- Be a member of Michigan First Credit Union in good standing.
- Be a legal resident of the United States.
- Have a minimum cumulative Grade Point Average of 2.8.
- Be intending to study full-time in an accredited institution for higher learning for the Fall 2016 semester.
Each entrant in a high school student category must:
- Be currently attending a high school as a Senior in the state of Michigan
- Be currently attending high school as a Senior anywhere in the United States provided you were a member of Michigan First Credit Union in good standing prior to January 6, 2016.
Each entrant in the college student category must:
- Be between seventeen (17) and twenty-five (25) years-of-age at time of entry.
- Be currently attending an accredited institution for higher learning.
- Be a previous high school graduate who did not immediately attend an accredited institution for higher learning upon high school graduation; if entrant entered the armed forces, he/she must have been honorably discharged. Previous high school graduates must provide an official copy of Senior transcripts. Veterans must provide a copy of honorable discharge papers.
The Following are not eligible:
Previous Young & Free Michigan Scholarship Competition winners are not eligible to apply. One exception to this rule is when a High School category winner enters college; he/she becomes eligible for the College category only.
Current paid employees (with the exception of Michigan First Credit Union Student Branch employees), retirees and representatives of The Sponsors and their respective affiliates, subsidiaries, related companies, agents, associates, dealers, representatives, advertising and promotional agencies – and their immediate family members (including spouse, children, step-children, parents, step-parents, in-law parents, brothers and sisters) – are not eligible to enter or win a scholarship, however they are eligible to vote during the public vote period.
There are three (3) entry categories:
Eligible entrants may enter only once, in only one category.
Scholarships to be awarded
The top three (3) scholarships in each category will be awarded:
- Top scholarship $10,000
- Second scholarship $5,000
- Third scholarship $3,000
In addition up to 31 $1,000 scholarships may be awarded to entrants attending high schools in the state of Michigan. The number of additional awards will be dependent on the number of entrants and at the discretion of The Sponsors. At least one $1,000 scholarship will be awarded to a student at each high school with a Michigan First Credit Union branch, if an eligible application is submitted.
How to enter
Application: Complete the detailed online scholarship application form, including attaching a recent photo and the required supporting documents.
A copy of your most recent official report card/official transcript including:
- Student Name
- School Name
- Cumulative GPA
A VIDEO (we suggest it be sixty seconds or less), or your ESSAY (we suggest 300-500 words in length) answering the question:
What invention do you think the world would be better off without and why? We encourage creative thinking!
To be entered, the application form, in the appropriate category, must be fully completed, and submitted by the entry deadline, including video, or essay and all required supporting documents.
If submitting a video, please be sure it is set to “public” view, and not “private” view. If, upon completing and submitting your application, your entry does not appear on the YoungFreeMichigan.com website within 48 hours or two business days, it likely means that information you submitted was either incomplete or inaccurate and as a result we were unable to upload your entry and consider you for a scholarship. Please contact Michigan First directly at Scholarships@MichiganFirst.com for more information related to your incomplete entry.
How to vote
The public may vote for their favorite entry in each category during the voting period by visiting YoungFreeMichigan.com and following the instructions on The Competition website. Voting will be open to the general public.
There is a limit of one vote, per person, per legitimate email address, for each category. Votes that do not meet the eligibility criteria will be disqualified.
Votes made with multiple addresses, under multiple identities, or through the use of any device or artifice to enter multiple times or entries that are in excess of the permitted number of entries during The Competition period are automatically void.
- Scholarship winners will be determined by a combination of public vote and judging committee.
- The Top Ten scholarship candidates in each category will be determined by public vote on the YoungFreeMichigan.com Scholarship Competition page.
- The Top Ten finalists’ submissions, in each category, will move forward for review by the Judging Committee to determine the three scholarship winners in each category.
- The final judging for the scholarships will be based upon the merit of the submissions.
Judging and evaluation criteria
The Top Ten submissions, including application forms, video or essay submissions, and all other documentation will be evaluated by the Judging Committee, based the following criteria.
- Effort, quality, and creativity apparent in the applicant’s video or essay submission.
- How well the applicant addressed the question, “What invention do you think the world would be better off without and why?” We encourage creative thinking.
- Work experience, community involvement, volunteer activities and passions.
The Judging Committee members will be appointed by The Sponsors and be comprised of Michigan First Credit Union employees. The decisions of the committee will be final.
Announcing the winners
The scholarship winners will be announced on YoungFreeMichigan.com. The recipients will also be contacted at the telephone and/or email provided on their application. Potential recipients who cannot be contacted within seven business days of the public announcement, despite customary diligent efforts, may be disqualified and the next in line winner will be awarded the prize.
Your video or essay submission must meet all of the following criteria to be eligible for The Competition:
- Be intended for a family audience and therefore not contain, depict or refer to any crude, vulgar, obscene, sexually explicit, disparaging, discriminatory, offensive, illegal or otherwise unsuitable language, activity or other content (all as determined by The Sponsors in their sole discretion).
- Not contain, depict or refer to any content that disparages or refers negatively to The Sponsors, The Competition, or any other person or entity (all as determined by The Sponsors in their sole discretion).
- Not conflict with any of The Sponsor’s core values, or otherwise be objectionable to The Sponsors (as determined by The Sponsors in their sole discretion).
- Not contain any content that violates any law or any third party’s rights (including privacy, personality and intellectual property rights, or copyrights).
- Not promote, depict or refer to any commercial enterprises other than Michigan First Credit Union or Young & Free Michigan.
- Your video must meet all guidelines and criteria imposed by YouTube with respect to their rules and regulations.
- In the event of a dispute, submissions shall be deemed to be submitted by the authorized account holder of the e-mail address associated with the entry (the “Applicant”).
- If a video shows any individual in such a way that the individual can be recognized, you must obtain written consent from that individual to permit The Sponsors to copy, display, transmit and otherwise use the video, and you must provide The Sponsors the original copy of that consent upon The Sponsor’s request.
The Sponsors will not be responsible for any lost, delayed, misdirected, illegible, incomplete, damaged or undeliverable entries, or any delay or failure to transmit, process, receive or consider entries.
In order to be eligible to be awarded the scholarship each recipient must:
Sign a Declaration of Compliance with Rules and Regulations and an Assignment, Release and Indemnity Form, assigning all rights to the video submission to The Sponsors, including all copyrights, releasing The Sponsors, their affiliates and respective advertising and promotions agencies from any liability in connection with The Competition or the scholarships awarded.
Produce valid identification and, if requested by The Sponsors, proof of age and photo identification.
Provide valid identification of Michigan First Credit Union membership.
Confirm that they are the sole producer of the video or writer of the essay and that they own all rights to it and are able to fully assign all rights to The Sponsors as contemplated above.
Disbursement of scholarship awards
- The scholarship recipients will receive proceeds for the Fall 2016 Semester.
- A check will be issued directly to the appropriate department/office at the educational institution once the credit union has been notified that registration has been completed (made payable to the educational institution for the benefit of the recipient).
- Students must show proof that they are registered full time during the Fall 2016 semester (verification of schedules will be done at the time of disbursement).
- The funds may be used for any educational related expenses provided these expenses can be paid directly through the financial aid office.
- The scholarship funds are to be applied after all other scholarship funds that the recipient receives are exhausted.
- If the total amount of the scholarship received exceeds the total expenses incurred by the recipient in completing his/her university/college education, the remaining funds will be applied to the following semester, or forfeited.
By entering The Competition, you irrevocably and exclusively assign all copyright, without limitation of time, place, medium, support or language, to The Competition Sponsors and waive all legal rights to the video or essay in favor of The Sponsors. Accordingly, you acknowledge that The Sponsors will have the unrestricted and exclusive right to use the video or essay for any purpose, including but not limited to, publishing it in an electronic form on the Young & Free Michigan website for promotional purposes without further compensation.
The Sponsors reserve the right, in their sole discretion, to disqualify any entrant or voter found to be: (a) violating The Competition Rules & Regulations; (b) tampering or attempting to tamper with the entry or voting process or the operation of The Competition; (c) violating the terms of service, conditions of use and/or general rules or guidelines of Young & Free Michigan and/or Michigan First Credit Union; and/or (d) acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person.
Disclaimers, liability, and indemnification
By participating in The Competition, you release and agree to indemnify and hold harmless The Sponsors and their employees, directors, officers, affiliates, agents, judges and advertising and promotional agencies from any and all damages, injuries, claims, causes of actions, or losses of any kind resulting from your participation in The Competition or receipt or use of any award or prize.
The Sponsors shall have no liability for any loss or damage of any videos or essays entered in The Competition or for any other loss or damage resulting directly or indirectly from your participation in The Competition.
Privacy / use of personal information
If for any reason The Sponsors cannot run The Competition as planned, (including as a result of bugs, tampering, unauthorized intervention, fraud, technical failures, infection by computer virus or any other cause that corrupts, impairs or affects the administration, security, fairness, integrity, or proper conduct of The Competition) The Sponsors reserve the right to cancel, modify, extend or suspend The Competition. In that event, The Sponsors may determine the winner from among the eligible entries received up to the time of the impairment, or cancel The Competition.
In the event of any discrepancy or inconsistency between the terms and conditions of The Competition rules and regulations and disclosures or other statements contained in any Competition-related materials, including but not limited to The Competition application form, or point of sale, print or online advertising, the terms and conditions of these rules and regulations shall prevail, govern and control.
- Entry deadline:
Monday, February 1 at 3:00 p.m.
- Public voting:
February 5 at 12 p.m. to February 15 at 3 p.m.
February 16 to February 26
- Winners notified:
On or around February 29