2014 Spokester Search: Taylor D.

Taylor is a 20-year-old from Southfield

Taylor’s Situation

My name is Taylor Downing, and I am 20 years old. I currently attend Wayne state University. I am a sunday school teacher at People's Community church, as teacher I try to get the kids interested in learning so that they want to come back and bring their friends. I do blog, it is mainly pictures and things that I like,but, a picture is worth a thousand words.

Taylor’s Blog Post

The summer is almost here and that means no school for most, summer jobs and hanging with your friends. That's great, I can't wait! But how many of us find ourselves a little short on cash after the summer is over? I'm not going to lie, I used to be like that, until I found a few ways that helped me out. My biggest problem was I would see my check and think all yeah I have plenty of money we go anywhere and everywhere. I know just the wrong line of think completely, but the good news is that you don't have to sit at home all summer just to save money, you can still go out and be with your friends.

So I know your asking how can I save this money, well here's what I did.
1. I set up direct deposit. And, I am not just saying put all your money in the bank, I spilt it up. I made my Michigan First savings account an actual savings account, who would have thought? I split my check up 3 ways, so that at least 2/3 of my check I didn't even see the amount, and I still had a pretty good amount to use for spending money. (which is that 1/3).

2. I set up a budget. Each week I knew I had to fill up my tank and it cost about $50-$60 to fill up my truck. If you think about it, you can be using that money for something else, I could take a day trip with the money I would use to fill up my truck each week. Each week I needed different things and wanted things too. So I set aside that 1/3 that from my check and got what I absolutely needed first, (i.e. gas, toiletries) then whatever I had left was my spending money. 

3. What I learned from driving a truck, never let your tank get FULLY empty. It takes MORE to fill your tank from EMPTY, than it does to fill it from half. so say I fill my tank up with $60 this week, next week I only have to put $30 and I have more money to spend on things that I want.

4. If I could walk there, I am. I know walking is slower, but it's a great way to stay in shape and save gas. I personally had a job two miles from my house, I would walk or take my bike there and back and save my gas for my off days. It's the best thing ever, full tank, money in the bank, what more can you ask for

Those were just a few things that I did to save a little money over the summer, there are plenty of other ways and no one says that you have to follow them to a T, do what works for you. But you can still have fun while saving money.