2014 Spokester Search: Ryan L.

Ryan is a 21-year-old from Southfield

Ryan’s Situation

I am a marketing student at Eastern Michigan University, Currently working at The Townsend Bakery in Birmingham, MI. I'm also an artistic person, I do graphic design, paint, photograph, and just love being creative in general. I'm an outgoing person, confident, and comfortable talking in groups or for an audience. 

Vote for me for 2014 Spokester!

Ryan’s Blog Post

As a young person in today’s society, there are so many ways to invest, use, and save your money that sometimes it can be confusing, or a little overwhelming. Using simple tips and techniques can make saving easy and fun so you can have more of it when you need it. In fact, with the method I personally use and will share with you, you won't have to change your behavior at all. From a young age, we are told to save, save, save! Sometimes with a busy lifestyle, whether it be work, school, or just personal interests, paying attention to your finances can be a little uninteresting or difficult if you’re not exactly sure what to do. One quick and easy routine that I follow is to simply empty my loose change into a piggy bank or a jar at the end of the week. If you save an average of $0.60 a day, that equates to a little over $200 a year! This can be used for some end of the year holiday shopping for family and friends, or t o start your new year’s resolution off right with a boost to your savings account! Honestly, you’d be surprised at how much the small amounts of change accumulate over time. It’s wise to start saving at any age, and being financially responsible comes with experience.

Something that a lot of people in the 18-25 age group need to be aware of is credit union credit cards. Having access to money at your fingertips can seem very enticing, and having them are extremely useful, but you may find yourself in a bit of a financial blunder without knowing how to manage your finances effectively. At a credit union, you are a member and not just a customer. Knowing that you are a part of a credit union that strives to satisfy their members can feel empowering, and makes it easier for you to ask for advice when you might need more personalized help!